Estate Planning

Have you considered your legacy?

Your legacy is much more than your assets. It’s your personal values, the memories that carry on and your entire belief system. Your estate planning should be a reflection of the legacy you want to leave.

Legacy Planning

Your advisor is here to help you understand how your assets will be distributed under your current estate plan and existing tax laws. We work with a team of estate planning specialists, attorneys, CPAs, and any of your outside professionals to formalize your wishes. We want to minimize your estate’s administrative burden and maximize the value distributed to your loved ones and the organizations you cherish.

Risk Management

Our advisors will help you align your estate plan with your financial plan, which includes beneficiary reviews, creating a will or trust, regular updates and reviews, and more. We’ll help you address commonly overlooked items that can create significant risks and complications for your loved ones.

We’ll Help You Consider:

Medical Power of Attorney

Medical Power of Attorney Who can doctors discuss your medical information with?

Durable Power of Attorney

If you’re incapacitated, who should be able to direct your assets without court approval?

Living Will

What will happen if you’re unable to make your own medical decisions?

Special Needs Trusts

If you have a loved one with special needs, how can you pass assets to them without jeopardizing government benefits?

Second Marriages

Do your beneficiaries align with your wishes, including your former spouse or children from prior relationships?

Blended Families

Does your estate plan include your stepchildren?

Nontraditional Families

Does your estate plan protect your significant other or other family members?

Creditor Protection

Are the assets in your estate protected from your beneficiaries’ creditors?

Dementia

Does your estate plan, medical power of attorney or trust include the possibility of dementia?

When Should I Start Worrying About Putting Together My Estate Plan?

Whether you decide to create a trust, prioritize getting your will and powers of attorney completed. Creating a will and other estate planning documents isn’t a Herculean task. The bonus of getting it done is that you’ll sleep better at night knowing you have a plan to take care of loved ones when the day comes and you are no longer able to.

What is a Revocable Living Trust?

A living or revocable trust provides for the organization and management of your assets during your lifetime, including any periods of disability. In addition, having your assets in a trust during your lifetime will prevent your estate from having to pass through a court-supervised process if you only have a will (or no will) at the time of your death.